Dear Penny Pincher,

Do you know of any VISA cards that offer frequent flyer miles which can be transfered to the airline of your choice (in my case, Delta)? I already have Diners and American Express.

Thanks,

J.J.

Dear J.J.,

As of this time, I am not aware of a VISA card that offers "transferable miles" to the airline of your choice. However, one card of noteworthy interest is the VISA Signature card (1st USA Bank, 888-467-5011). This card offers an array of benefits for travelers, including the accumulation of air miles, lost luggage reimbursement, travel emergency service, travel accident insurance, auto rental insurance, and a summary, year-end statement useful for tax purposes. The limiting factor of this card is that the air miles cannot be transferred into an airline frequent flyer account; otherwise it looks like a solid card with good travel benefits. Will keep looking.

--Joel